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I’m 28, I make $69,200 & I Bought A New Car This Week


Occupation: Policy Analyst
Industry: Government
Age: 28
Location: Salt Lake City, UT
Salary: $69,200
Net Worth: ~$15,800 (primary bank account: $7,808.63, HYSA: $637.83, various investment accounts: $52,528, 401(k): $1,243.50, minus debt).
Debt: $46,365.11 (student loans: $14,328.59, car loan: $32,036.52).
Paycheck Amount (biweekly): $2,065 (I just got a raise and this is my new amount).
Pronouns: She/her

Monthly Expenses
Rent: $300 (I live at home with my mother and yes, I have to pay rent to live in my childhood bedroom).
Student Loans: $0 (currently paused).
Car Payment: $552.34
Cell Phone: $100 (on my mom’s plan).
Gym: $23.58
Coach: $300
Wax Membership: $58
Apple Music: $11.79
Apple Care: $10.71
Savings: $500
401(k): $52
Health/Dental/Vision Insurance: $119.48



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